Commercial Banking
BNI Commercial Banking serves millions of businesses, from small enterprises and mid-market companies to large multinationals, in developed and faster-growing markets around the world.
BNI Treasury
BNI specialises in a full range of vanilla treasury products for the business market. We pride ourselves on our ability to offer tailor-made treasury solutions to new and existing clients.
Business Savings
Enjoy the benefits of essential transactional banking solutions with a BNI Business Savings Account...
Money Market
MM7 account is designed for businesses seeking an attractive return on short-term surplus funds...
Letter of Credit
Letters of Credit are used in international transactions by sellers and buyers to ensure payment...
BNI understands your requirements when it comes to operational efficiencies and expansion opportunities. We offer a range of financing options for all your motor vehicle, fleet and capital equipment needs at competitive rates. Enjoy flexible and affordable asset finance facilities, including lease and instalment finance, customised according to your needs. 

Every business needs to acquire assets as it grows. Having chosen the assets required the most important question is whether to purchase the assets and, if so on what terms. For SME’s, start-upbusinesses or those with cashflow problems paying cash is not usually the best option. The problem comes in deciding what is the best option or, for some business managers, what financial options are actually available from Asset finance lenders

That’s where BNI comes in. We will help business managers not only to decide what form of asset finance is appropriate for their needs, but which provider of that finance is offering the best asset finance lending package to suit those needs.

In terms of types of asset finance the choices available are, put simply, either Hire Purchase or Leasing. In deciding which of these is the best asset finance lender for the business one needs to consider whether or not it is important for the company to be able to own the asset at the end of the finance period. Other considerations include the most appropriate payment schedule and the tax implications to the business.
Asset Finance
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Banque Nationale D'investissement
Finance & Asset management Group
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